July 2, 2015

The 5 Best Websites for Comparing Medical Costs

Have you ever felt that sinking feeling in the pit of your stomach when a medical bill comes in the mail?

Don’t worry, you’re not alone – we all have. Often the total cost of a medical procedure isn’t readily available to you upfront so it’s a challenge to predict the total amount you’ll owe in the future.

And it’s an even greater challenge to shop around for the best price. Thankfully, several healthcare cost comparison sites offer a solution. These convenient tools will help you research medical costs so you can negotiate with your providers and make informed decisions about your care before you’re billed.

 

1. Healthcare Blue Book

Healthcare Blue Book has a simple platform where you compare providers by quality and cost. You select the type of care or medication you need and enter your zip code into the Fair Price search tool. Then an average fee based on your location pops up. Once you receive the estimate, you can use it while shopping to ensure the amount you pay for a procedure or  medication is fair.

Healthcare bluebook

 

2. New Choice Health

The New Choice Health site is home to a marketplace of over 17,000 medical facilities that will provide you with quotes for procedures based on the type of insurance you have. Obtain several quotes and you’re bound to find the most affordable option available to you.

new choice health

3. Save On Medical

At Save On Medical you can look up costs for procedures like mammograms, X-rays or ultrasounds. The search process at Save On Medical is very similar to the process at Healthcare Blue Book. You put in your location and your medical procedure to get a list of providers in your area with pricing info. You can also set up appointments straight through the site and pay in advance to lock in discounted rates.

the 5 best websites for comparing medical costs

4. Health In Reach

Do you pay medical bills out-of-pocket? Head over to Health In Reach. Its mission is to connect patients that pay out-of-pocket with doctors who want to avoid processing insurance paperwork. According to Health In Reach, doctors save money when they bill patients directly and they pass some of the savings on to you through discounts on the site. Compare savings on over 50,000 procedures nationwide and then schedule an appointment to secure discounts.

health in reach

5. FAIR Health

The FAIR Health site aims to bring transparency to healthcare costs and health insurance with informative articles and a medical cost estimator search bar. One of its many resources is the Health Insurance 101 page which explains insurance in layman terms. Who couldn’t use that? Then to use the search tool you put in your location, whether you’re insured or not and the type of procedure you need. Keep in mind, you can perform up to 10 searches per week on the FAIR Health site, so search wisely.

consumer cost lookup

Bottom line? You don’t have to go into a medical procedure blindly. Use these resources to shop around for the best price so you can make empowered financial decisions.

Taylor Gordon
About the Author
Taylor Gordon

Taylor K. Gordon is a freelance blogger and personal finance junkie who lives in the nation's capital. She documents her path to financial freedom and adventures in solopreneurship on her blog, Trendy Cheapo.

  • Boerneman

    Even these sites overestimate the potential negotiable prices signficantly. Just had surgery on a fractured ankle and was able to negotiate an 80% discount. The hospital agreed to accept 20% of their normal charge if I paid 20% in cash the day of the surgery. I think I could have negotiated a payment plan on the 20% but I went ahead and paid it. Received a statement showing $0 balance. Surgeon and anesthesiologists is billed separately and I’ll negotiate with them.